Fintech Analyst Report - Issue 314

Greenwich Associates: New data on bank commercial and industrial lending
Research reveals that in Q4 2023, high-risk loans made up 21% of all newly originated and renewed commercial lending deals, up from 10% in Q3 2023. The report highlights the anticipation for companies and the overall economy for whether the US Federal Reserve will cut interest rates in 2024.

Datos Insights: Key commercial banking fintech trends Q1 2024
This Commercial Banking Fintech Spotlight summarises key Q1 areas of focus, including automation, data connectivity, and new product development, as well as addressing core banking functions such as connectivity, card issuance, earned wage access, bill payment, and loan underwriting.

Celent: Predicted spending on anti-money laundering in 2024
This year, financial institutions are predicted to spend $34.7bn and $155.3bn on AML technology and operations respectively. Despite these services experiencing the most severe efficiency and accuracy issues, we’ll see machine learning, AI and natural language processing support fraud detection.

Celent: A snapshot of innovation in banking and payments
This report looks at the common themes of innovations that accelerate a bank’s competitive advantage, drawing insights from Celent’s Model Bank program. Five focus areas are: customer engagement and experience, open ecosystem, cards and payments, product and capability innovation and emerging technologies.

Kapronasia: Delivering hyper-personalisation with AI in wealth management  
Supporting hyper-personalisation in wealth management, using AI, ML, and cloud platforms, offers advanced customer insights and tailored portfolios. This report reveals how wealth managers are leveraging data and technology today to deliver digitised advisory services.

Forrester: Navigating corporate banking's digital evolution
As businesses embrace tech changes, traditional banks struggle to keep up amid rising competition. This report on corporate banking provides insights and frameworks for digital leaders to navigate transformation and spur growth.

Kapronasia: The future of fintech in Asia   
Fintech has had a profound global impact, particularly in Asia. This report explores emerging fintech trends in Asia, analysing their influence and forecasting future developments that will continue to shape the region’s ecosystem.

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